body {
background-image :   url(images/bkgd.gif); 
background-repeat : repeat-x; 
margin : 0; 
} 
h2 {
font-family : Arial, Helvetica, sans-serif; 
font-size : 16px; 
font-weight : bold; 
color : #0535B1; 
} 
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	text-align: center;
	font-weight: normal;
	color: #000000;
}
h5 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;
	background-color: #0733AD;
	text-align: left;
	padding: 5px;
}
.image {
float : left; 
margin-right : 10px; 
margin-bottom : 2px; 
} 
#footer {
	font-family : Arial, Helvetica, sans-serif;
	font-size : 12px;
	color : #0535B1;
	background-image :   url(images/image2.gif);
	background-repeat : repeat-x;
	clear : both;
	text-align : center;
	height: 35px;
} 
#footer a:link{
	font-family : Arial, Helvetica, sans-serif;
	font-size : 12px;
	color : #0535B1;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 5px;
	margin-left: 0px;
} 
#footer a:hover{
	font-family : Arial, Helvetica, sans-serif;
	font-size : 12px;
	color : #95B1FB;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 5px;
	margin-left: 0px;
} 
#footer a:visited{
	font-family : Arial, Helvetica, sans-serif;
	font-size : 12px;
	color : #0535B1;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 5px;
	margin-left: 0px;
} 
#footer a:active{
	font-family : Arial, Helvetica, sans-serif;
	font-size : 12px;
	color : #0535B1;
	padding: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 5px;
	margin-left: 0px;
} 
.top {
	float : left;
	clear: both;
	width: 100%;
} 
.nav {
	padding-right: 10px;
	width: auto;
} 
.trimage {
float : right; 
} 
p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	width: 85%;
	padding-left: 15px;
}
b {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #0535B1;
	padding-left: 15px;
	text-align: left;
}
li {
	margin: 0px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	list-style-type: none;
}

.formtext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	text-align: right;
	font-weight: bold;
}